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Create Transaction > Apple Pay > First Name Required

When creating a Transaction with Apple Pay, we're finding the API requiring us to send in the first/last name:

    "type": "",
    "title": "Bad Request",
    "status": 400,
    "detail": "Unhandled tabapay response: 
    "stacktrace": [

Though the problem with this error is that Apple Pay does not necessarily always send in the card holder's name. Per their doc:
Under "Payment Data Keys", the key "cardholderName" its description is "Optional. Cardholder name."

With that said this restriction needs to be removed, as is would mess up a payment flow by forcing users to enter their names, whereas Apple Pay's convenience is to not have users enter anything.