TabaPay Makes Instant Payments Accessible

Accept money (pull) or payout funds (push) instantly through a single, Unified API that connects to cards, banks, and real-time payment networks.

One API for push and pull payments
Shorter settlement times for you and your customers
Lowest costs through direct network connection & least-cost routing
Bank sponsorships that help make your experience seamless

Why Instant Payments Matter

Traditionally, payments take days to settle. With TabaPay, funds move in real time—improving your cashflow customer experience, and operational efficiency.

Funds instantly available
Better authorization rates, fewer chargebacks
Strong compliance & fraud protection

Core Use Cases

Payout Funds

Disburse funds instantly to your customers' accounts

Accept Payments

Instantly collect payments, achieve higher authorization rates and fewer chargebacks

Fund Accounts

Load a new wallet or account instantly with funds transferred from another account (A2A) or (P2P)

Coverage and Payment Methods

TabaPay is integrated with multiple providers at once giving you the ability to access a better coverage of transfers.

Real-time Payments (RTP): typically completed within seconds using TCH’s RTP network of participating financial institutions
Push to Card (Debit network push payments): using existing payment rails (Visa Direct and MasterCard Moneysend) of debit card networks to send funds instantly to cards. Transactions are not restricted to card networks’ proprietary debit networks, but to virtually any debit card (across supported countries)
Push to Account: allows you to push to any bank account in over 150+ countries.
FedNow: FedNow is the Federal Reserve’s new real-time payment rail. Coming soon.

Behind every instant payment request sent by you, TabaPay analyzes speed and cost of transaction with eligible networks, and allow a fully compliant movement of funds from the sender to the recipient.

Any Use Case

Instant Disbursements

Instant Collections

Instant Account Funding

Any Method

Card

RTP

ACH

Any Device

Online

Mobile App

Bank Branch

Call Center

Countries

TabaPay supports businesses registered with legal business addresses in US and Canada.

TabaPay can also support international payments for Cross-Border Push to Cards. For a sanctions list view the Watchdog Sanction Screening product.

Sponsor Bank Network

TabaPay's network of partner banks removes the friction of finding and managing a bank partner. You can scale with a multi-bank sponsorship model for network reliability and diverse use cases.

Compliance & Security

Tabapay guarantees security of our services, and you can trust that your integrations are 100% compliant with regulatory requirements.

PCI Level 1 Service Provider
SOC 1 Type II and SOC 2 Type II Certified
Built in tools:
- 3D Secure (3DS) on Web and Mobile
- Daily AML Transaction Reports that help you monitor activity
- Customizable transaction limits at program and PAN level
Additional Tools: AVS, ANI, Real Time Monitoring & Blocking.

Pricing

Leverage TabaPay's lowest costs to enable instant account funding, instant payouts, bill payments, and remittances to your customers. Wherever possible, TabaPay also allows you to query transaction fees upfront so you can optimize the transaction costs on your end.

Direct Connections to card networks
Least-Cost Routing technology to national and lower-cost regional networks
Specialized interchange programs for debt repayment, AFT, Level 2/3, Bill Pay
- B2B Programs using Corporate and Commercial cards? Talk to us about Level 2/3 Support for lower interchange with the networks

Contact us

Got questions? Contact Email us [email protected]