If you are doing Payment Transactions/OCTs, the following may apply:

• Sender Information is required on all Payment transactions/OCTs for both Domestic transactions and OCTs.
• Card networks require Sender Information when performing a Money Transfer. This typically includes Name, City, and Country.

For questions, contact TabaPay Support or email [email protected].

There are certain use cases where a merchant may be required to send information about the person sending money to the recipient.

For example, if your customer is sending funds to another person, the requirements around this information depend on the use case, corridor, and/or cross border vs domestic.

How Sender Data Works

The Create Transaction API request supports various types of transactions using the same end point.

Sender name will be sent using either the corresponding object or the accounts.sourceAccount.owner object depending on whether the transaction is push or pull respectively.

{
  "corresponding": {
    "name": {
      "first": "First",
      "last": "Customer"
    },
    "address": {
      "line": "123 Street",
      "city": "San Francisco",
      "state": "06",
      "zipcode": "94103"
    },
    "sourceOfFunds": "Debit Card",
    "accountNumber": "4111111111111111"
  }
}

Push to Card

Domestic Transactions

Sender's valid legal name, address, city, and country must be present on cross-border push to cards and U.S., and Canada domestic push to card transactions.

Cross-Border Transactions

Sender's valid legal name, address, city, and country must be present on cross-border push to cards and U.S., and Canada domestic push to card transactions.

Instant Account Funding

Sender's valid legal name, address, city, and country is optional on account funding transactions.

📘

Instant Account Funding Transactions are always PULL transactions