Processing American Express® OptBlue™

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About American Express® OptBlue™

The American Express® OptBlue™ Program is designed to increase acceptance of cards among small merchants without paying higher merchant fees. The program allows participating merchants the benefit of a single statement, one settlement process for all major card brand activity...all while offering wholesale rates to participating clients.

Qualification Criteria

  • SMBs processing less than $1MM per year in American Express® transactions
  • US Domestic transactions
  • Purchase (Pull) payments only and cannot be used for lending or debt repayment programs

Use Cases

  • Tipping Industry: Accept cashless tips
  • Digital billing: Utility and service payments
  • E-commerce programs: Digital goods sale
  • Gaming and Fantasy sports

Benefits

With American Express® OptBlue™, you enjoy:

  • Simplified payments: All major card brands in one settlement, in one schedule, in one statement. Reconciliation gets easy!
  • Improved rates: Offer affordable rates lowering your cost of acceptance of American Express cards...and letting your customers choose how they want to pay
  • Improved user experience: More appealing for your customers when they have extra flexibility with payment options

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Getting Started

If you are an existing TabaPay client, there is no amendment to your contract or additional paperwork. There is no setup fee, and the setup is complete in a few business days.

Send an email to [email protected] with the subject line: "Merchant Name_OptBlue setup" to get started.

Data Requirements for American Express® OptBlue™ Setup

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Refer here