Visa

Review network mandates for accepting Visa card payments. Changes include the date when it will take effect.

✏️ Visa High Integrity Risk Fee

📘

Effective April 12, 2024

Fee for each CNP transaction processed with the following MCC codes, a fee of $0.10/transaction + 0.10% will be applied as Visa High Integrity Risk Fee.

  • 5967 (Direct Marketing)
  • 7273 (Dating Services)
  • 7995 (Betting, Lottery Tickets, Casino Gaming Chips)

✏️ Visa ANI - Promotional Fee

📘

Effective April 1, 2024

Visa ended the $0.05 promotional period for Account Name Inquiry (ANI)

✏️ Visa Commercial Assessment Fee

📘

Effective April 1, 2024

An assessment fee calculated on sales volume for Visa commercial Debit and Credit cards; Fee 0.0113%

✏️ Visa CVV2 Fee

📘

Effective April 1, 2024

Card Verification Value (CVV2) fee of $0.002825 per Match/No Match i.e. when CVV2 match result yields a match/no match result with the following exceptions:

  • When the CVV2 is not verified or an error condition prevents the result from being returned to the acquirer
  • When 3-D Secure Verification is successful
  • When the transaction is an account verification message of $0 amount

✏️ Visa Commercial Assessment Fee

📘

Effective April 1, 2024

An assessment fee calculated on sales volume for Visa commercial Debit and Credit cards; Fee 0.0113%

✏️ Visa Authorization Response Code Updates

📘

Effective April 13, 2024

Three response codes 39, 52, and 53 are moving from Category 4—Generic Response Codes to Category 2—Issuer Cannot Approve At This Time:

  • Response Code 39 - No credit account.
  • Response Code 52 - No checking account.
  • Response Code 53 - No savings account

These changes will help with the following improvements:
• To improve authorization processing
• Minimize invalid authorization reattempts
• Optimize the consumer experience through greater transaction approvals

Additionally, Response Code 14 (invalid account number [no such number]) will remain as a Category 1—Issuer Will Never Approve decline code and in the Data Quality Program. Response Code 14 will no longer be counted as part of excess reattempts.

A new response code, Z5 (valid account but amount not supported) is being introduced as a Category 2 decline code.

Response Code 14 (invalid account number [no such number]) is currently defined as both a Category 1—Issuer
Will Never Approve and a Category 3—Data Quality decline code. In response to requests for clarification, effective 13 April 2024, Response Code 14 will be removed from Category 3 and will be treated solely as a Category 1 decline code. As a Category 1, merchants must not reattempt an authorization
request after a decline.

Note: Response Code 14 will remain in the Data Quality program for the purposes of system integrity fees.

✏️ Visa Restrictions on Standing Instruction MITs Will Be Delayed to July 2025

📘

Effective July 30, 2025

Visa is further delaying plans to restrict standing instruction merchant-initiated transactions (MITs)
to credential-on-file tokens only.

To minimize impacts to existing transactions and to merchants, Visa will take the following approach to the
restriction to COF tokens:
• Standing instruction MITs on device tokens provisioned after 30 July 2025 will be declined.
• Visa will continue to honor MIT relationships between merchants and cardholders on device tokens that were
provisioned on or before 30 July 2025. Visa expects that such device token usage for standing instruction MITs
will be reduced over time by natural attrition as device tokens are deactivated or expired.

✏️ Visa CVV2 Pricing in Canada

📘

Effective April 1, 2024

For card-not-present (CNP) merchants, fraudulent transactions can lead to lost revenue and extra processing time and costs, which narrows profit margins. CVV2 is a three-digit security code on the rear of a physical payment card that complements merchants’ existing fraud detection tools, providing another data point to help identify the riskiest transactions. Because CNP merchants are at greater risk for stolen account number schemes, they need to be diligent in their fraud control efforts. CVV2 can help a merchant differentiate between genuine customers and fraudsters who operate anonymously.

To reflect CVV2’s value in helping to mitigate fraud, Visa will introduce pricing for CVV2.

Effective 1 April 2024, Visa will introduce acquirer pricing for CVV2 on a per-transaction basis when the CVV2 yields a match or no match result (CVV2 results code value is M or N). The fee will not be assessed when the CVV2 is not verified or an error condition prevents the result from being returned to the acquirer.

The Card Verification Value acquirer fee will also not be charged when 3-D Secure verification is successful or when the transaction is a zero-amount account verification message.

Effective April 1, 2024, the CVV2 Fee will be USD 0.0025 per CVV2 match / no match result.

✏️ Visa Direct: Cross-Border OCTs and AFTs Will Be Declined if Purpose of Payment Field is Not Populated

📘

Effective April 12, 2024

Effective 12 April 2024, Visa will decline cross-border original credit transactions (OCTs) and
account funding transactions (AFTs) sent to and received in Argentina, Bangladesh, Chile, Colombia, Egypt and
India if the Purpose of Payment code field is not populated.

What is the PoP Code?
The PoP code is a 12-character free-text field used to classify and report the nature and purpose of transactions.
Sending institutions should use regulatory published codes in the countries they are sending to, and where not
possible, should use standardized codes outlined in the reference below.

👍

Reference

For more details, please visit Purpose of Payment requirements.

✏️ Processing Integrity Program Fees Will Be Delayed in Canada

📘

Effective April 25, 2024

The implementation date and reporting for Processing Integrity Program fees including included the Misuse of Authorization System fees will now be delayed until 25 April 2024 and will take effect globally on the same date.


✏️ Updates to Existing Interlink Card-Not-Present Fee Programs

📘

Effective April 12, 2024

Visa will implement changes to the fee edit criteria for the following non-Visa card-not-present Interlink fee programs:
• Card-Not-Present
• Electronic Commerce
• Hotel and Car Rental Card-Not-Present
• Passenger Transport Card-Not-Present
• Consumer Bill Payment Service (CBPS)
• Account Funding

The existing fee edit criteria for card-not-present Interlink fee programs will exclude the following high-risk telemarketing merchant types:
• 5962 (Direct marketing—travel-related arrangement services)
• 5966 (Direct marketing—outbound telemarketing merchant)
• 5967 (Direct marketing—inbound telemarketing merchant)
Card-not-present transactions submitted with merchant types 5962, 5966, and 5967 will continue to qualify for the Interlink Standard Card-Not-Present fee program.

Fee ProgramFee DescriptorFPIRate
Interlink Standard Card-Not-Present DebitILK STANDARD DB7211.90% + $0.25
Interlink Standard Card-Not-Present PrepaidILK STANDARD PP7221.90% + $0.25

✏️Changes to Existing Visa Consumer Credit Fee Programs

📘

Effective April 12, 2024

Visa will implement changes to modify rates for the following existing Visa consumer credit fee programs:
• Healthcare and Healthcare–Non-Token
• Education and Education–Non-Token
• Real Estate and Real Estate–Non-Token
• Services and Services–Non-Token
• Travel
• Consumer Bill Payment Service (CBPS)
• Product 1
• Product 1–Token
• Small Merchant programs for:

  • Healthcare
  • Education
  • Real Estate
  • Services

Healthcare

Fee ProgramFee DescriptorFPIExisting RateNew Rate
Visa TraditionalVT HEALTHCARE4611.43% + $0.051.42% + $0.10
Visa Traditional RewardsVTR HEALTHCARE4621.43% + $0.051.42% + $0.10
Visa SignatureVS HEALTHCRE4631.43% + $0.051.42% + $0.10
Visa Signature PreferredVSP HLTHCRE4642.30% + $0.102.28% + $0.15
Visa Infinite (Spend not-qualified)VIN HEALTHCRE7441.43% + $0.051.42% + $0.10
Visa Infinite (Spend-qualified)VIQ HLTHCRE6732.30% + $0.102.29% + $0.15

Healthcare - Non-token

Fee ProgramFee DescriptorFPIExisting RateNew Rate
Visa TraditionalVT HEALTH NT6131.53% + $0.051.52% + $0.10
Visa Traditional RewardsVTR HEALTH NT6141.53% + $0.051.52% + $0.10
Visa SignatureVS HEALTH NT6151.53% + $0.051.52% + $0.10
Visa Signature PreferredVSP HLTH NT6162.40% + $0.102.38% + $0.15
Visa Infinite (Spend not-qualified)VIN HEALTH NT7451.53% + $0.051.52% + $0.10
Visa Infinite (Spend-qualified)VIQ HLTH NT6742.40% + $0.102.39% + $0.15



✏️ Visa High Integrity Risk Fees

Fee for each CNP transaction processed with the following MCC Codes:

  • 5967 (Direct Marketing)
  • 7273 (Dating Services)
  • 7995 (Betting, Lottery Tickets, Casino Gaming Chips).
  • Fee: $0.10/Txn + 0.10%

Previous Visa Updates

✏️ANI Fee change

📘

Effective April 1, 2024

Visa increased the Visa Account Name Inquiry ANI Fee from $0.05 to $0.10

Fee: $0.10 for each ANI result

✏️Visa CVV2 Fee change

📘

Effective April 1, 2024

Card Verification Value 2 (CVV2) fee when it yields a match/no match result with the following exceptions:

  • When the CVV2 is not verified, or an error condition prevents the result from being returned to the acquirer.
  • When 3-D Secure verification is successful
  • When the transaction is an account verification message of $0 amount
  • Fee:$0.002825 per Match/No Match result

✏️Visa Commercial Assessment Fee

📘

Effective April 1, 2024

An assessment fee calculated on sales volumes for Visa commercial Credit and Debit cards

Fee0.0113%

Changes that have already gone into effect.

✏️ Changes to Interregional Interchange Fee Programs for Visa Consumer and Visa Commercial Transactions

📘

Effective October 1, 2023

Visa will implement changes to the interregional interchange fee programs, including no longer assessing certain existing fee programs and introducing new fee programs with new fee edit criteria, fee descriptors, fee program indicators (FPIs), and rates.

New Interregional Base Fee Programs for Visa Consumer and Visa Commercial, including Business, Transactions
Fee ProgramFee DescriptorsNew Rates
Super Premium—Base fee programSPR PREMIUM CARD1.98%
Premium—Base fee programPREMIUM CARD1.85%
Non-Premium—Base fee programNON PREMIUM CARD1.10%
Business Premium—Base fee programCOMCL-BUS2.00%
Corporate—Base fee programCOMCL-CORP2.00%
Purchasing —Base fee programCOMCL-PURCH2.00%
New Interregional Alternative Fee Programs for Visa Consumer and Visa Commercial, including Business, Transactions
Fee ProgramFee DescriptorsNew Rates
Super Premium—Alternative fee programSPR PREMIUM ALT1.98%
Premium—Alternative fee programPREMIUM ALT1.85%
Non-Premium—Alternative fee programNON PREMIUM ALT1.10%
Business Premium—Alternative fee programBUS ALT2.00%
Corporate—Alternative fee programCORP ALT2.00%
Purchasing —Alternative fee programPURCH ALT2.00%
New Interregional Downgrade Fee Programs for Visa Consumer and Visa Commercial, including Business, Transactions
Fee ProgramFee DescriptorsNew Rates
Super Premium—Downgrade fee programSPR PREMIUM DGD2.03%
Premium—Downgrade fee programPREMIUM DGD1.90%
Non-Premium—Downgrade fee programNON PREMIUM
DGD
1.65%
Business Premium—Downgrade fee programBUS DGD2.05%
Corporate—Downgrade fee programCORP DGD2.05%
Purchasing —Downgrade fee programPURCH DGD2.05%
New Consumer Credit Voucher or Merchandise Return interregional Fee Program
Fee ProgramProductFee DescriptorsNew Rates
Credit Voucher
or Merchandise
Return
Any
Visa consumer
transaction
CONS CVMR1.00%
Credit Voucher
or Merchandise
Return
Any
Visa commercial,
including
Business,
transaction
COMM CVMR1.80%
Changes to the Interregional Standard Fee Program
Existing Fee
Program
Name
New Fee
Program
Name
Existing Fee
Descriptor
New Fee
Descriptor
Rate
Interregional
Standard
Uncategorized
Products
STANDARDUNCATEGORIZED1.60%
New FPI Value for Interregional Manual Cash Transactions
Fee Program NameFee DescriptorRate
Manual Cash DisbursementSTANDARD0.33% +
US$1.75

✏️ Updates to Canada Domestic Visa Consumer Credit Fee Programs for Tokenized Transactions

📘

Effective October 1, 2023

Visa will update the fee edit criteria requirements for certain existing interchange fee programs applicable to tokenized Visa consumer credit transactions in the Canada region.

ProductFee ProgramFee DescriptorsRate
Visa Infinite PrivilegePerformance
Card-Not-Present-Token—Infinite
Privilege, NNSS
HNW TKN
PRF NAT
2.30%
Visa Infinite PrivilegePerformance—Infinite Privilege,
internationally-settled
HNW TKN
PRF INT
2.30%
Visa InfinitePerformance—Infinite, NNSSINF TKN PRF
NAT
1.55%
Visa InfinitePerformance—Infinite,
internationally-settled
INF TKN PRF
INT
1.55%
Visa Classic
Credit,
Visa Gold Credit,
Visa Platinum
Credit
Performance—Consumer, NNSSCONS TKN
PRF NAT
1.30%
Visa Classic
Credit,
Visa Gold Credit,
Visa Platinum
Credit
Performance—Consumer,
internationally-settled
CONS TKN
PRF INT
1.30%
Existing Performance Card-Not-Present-Token FPIs, Fee Descriptors, and Rates
ProductFee ProgramFee DescriptorRate
Visa Infinite PrivilegeCard-Not-Present-Token—Infinite
Privilege, NNSS
HNW TKNCNP
NAT
2.35%
Visa Infinite PrivilegeCard-Not-Present—Infinite
Privilege, internationally-settled
HNW TKNCNP
INT
2.35%
Visa InfiniteCard-Not-Present—Infinite,
NNSS
INF TKNCNP
NAT
1.60%
Visa InfiniteCard-Not-Present—Infinite,
internationally-settled
INF TKNCNP
INT
1.60%
Visa Classic
Credit,
Visa Gold Credit,
Visa Platinum
Credit
Card-Not-Present—Consumer,
NNSS
CONS
TKNCNP NAT
1.35%
Visa Classic
Credit,
Visa Gold Credit,
Visa Platinum
Credit
Card-Not-Present—Consumer,
internationally-settled
CONS
TKNCNP INT
1.35%
Existing Recurring Payment-Token FPIs, Fee Descriptors, and Rates
ProductFee ProgramFee DescriptorRate
Visa Infinite PrivilegeRecurring
Payment-Token—Infinite
Privilege, NNSS
HNW TKNRC NAT1.90%
1.90%Recurring
Payment—Infinite
Privilege,
internationally-settled
HNW TKNRC INT1.90%
Visa InfiniteRecurring
Payment—Infinite,
NNSS
RCPMT TKNINF NAT1.48%
Visa InfiniteRecurring
Payment—Infinite,
internationally-settled
RCPMT TKNINF INT1.48%
Visa Classic
Credit,
Visa Gold Credit,
Visa Platinum
Credit
Recurring
Payment—Consumer,
NNSS
RCPMT TKNCR NAT1.20%
Visa Classic
Credit,
Visa Gold Credit,
Visa Platinum
Credit
Recurring
Payment—Consumer,
internationally-settled
RCPMT TKNCR INT1.20%

✏️ Digital Commerce Fee: 0.75bps (0.0075%), $0.0075 minimum on purchases replaces AVS and CVV2

📘

Effective October 1, 2023

Visa will introduce a Digital Commerce Fee in the US on all Card Not Present (CNP) settled transactions. The Digital Commerce Fee aims to support digital services and solutions offered by Visa to help increase the performance and security of the payments ecosystem. The fee is 0.75bps on all settled transactions with a min of $0.0075 per transaction. If a transaction is less than or equal to $100, the minimum of $0.0075 will be charged for that transaction. The fee is applicable to all card acceptance use-cases and transactions, note that AFT and Push (OCT) transactions are not subject to the fee.

With the introduction of this fee, Visa will include access to the services below at no cost for CNP transactions:

  • Address Verification Service ($0.001) helps merchants mitigate the risk of fraud by requesting verification that the billing address matches the cardholder's address held by issuer
  • Card Verification Value 2 (CVV2), which is designed to help mitigate fraud by enabling merchants to use the 3-digit code printed on signature panel of a Visa card to verify it
  • Note: Account verification fees will remain

✏️ Effective October 2023: Four Changes to U.S. Interchange

📘

Effective October 1, 2023

New Small Merchant Interchange Programs for Visa Consumer Credit Transactions
Updated Small Merchant Product 1 Fee Program
ProductExisting Fee
Descriptors
New Fee DescriptorsExisting
Rates
New Rates
Visa TraditionalSMLMCH VTPD1No changes1.58% +
$0.10
No changes
Visa Traditional RewardsSMLMCH VTRPD1No changes1.73% +
$0.10
No changes
Visa SignatureSMLMCHVSVINPD1SMLMCH VS PD11.73% +
$0.10
No changes
Visa Infinite (Spend
not-qualified)
SMLMCHVSVINPD1SMLMCH VIN PD11.73% +
$0.10
No changes
Visa Signature PreferredSMLMCH VSP PD1No changes2.18% +
$0.10
No changes
Visa Infinite (Spend-qualified)SMLMCH VIQ PD1No changes2.18% +
$0.10
No changes
New Fee Programs for Services Transactions from Small Merchants
ProductNew Fee Descriptors Rates
Visa TraditionalSM VT SERVICES1.55% +
$0.10
Visa Traditional RewardsSM VTR SERVICES1.70% +
$0.10
Visa SignatureSM VS SERVICES1.85% +
$0.10
Visa Signature PreferredSM VSP SVCS2.30% +
$0.10
Visa Infinite (Spend
not-qualified)
SM VIN SERVICES1.85% +
$0.10
Visa Infinite (Spend-qualified)SM VIQ SVCS2.30% +
$0.10
New Fee Program for Telecommunications and Cable Card-Not-Present Transactions from Small Merchants
ProductNew Fee DescriptorsRates
Visa Traditional,
Visa Traditional Rewards,
Visa Signature
SM VT VTR VS RP1.43% +
$0.05
Visa Signature PreferredSM VSP RP2.20% +
$0.05
Visa Infinite (Spend
not-qualified)
SM VIN RP1.43% +
$0.05
Visa Infinite (Spend-qualified)SM VIQ RP2.20% +
$0.05

Rate Changes for Existing Visa Consumer Credit Fee Programs

Rate Changes for the Product 2 Fee Program
ProductFee DescriptorsExisting RatesNew Rates
Visa TraditionalVT PRODUCT 21.51% + $0.10No changes
Visa Traditional RewardsVTR PRODUCT 21.65% + $0.10No changes
Visa SignatureVS PRODUCT 21.65% + $0.10No changes
Visa Infinite (Spend-not
qualified)
VIN PRODUCT 21.65% + $0.101.90% +$0.10
Visa Signature
Preferred
VSP PRODUCT 22.10% + $0.10No changes
Visa Infinite
(Spend-qualified)
VIQ PRODUCT 22.10% + $0.102.30% +$0.1
Rate Changes for the Product 1 Fee Programs - Product 1
ProductFee DescriptorsExisting RatesNew Rates
Visa TraditionalVT PRODUCT 11.89% + $0.10No changes
Visa Traditional RewardsVTR PRODUCT 12.04% + $0.10No changes
Visa SignatureVS PRODUCT 12.05% + $0.10No changes
Visa Infinite (Spend-not
qualified)
VIN PRODUCT 12.05% + $0.102.20% + $0.10
Visa Signature
Preferred
VSP PRODUCT 12.50% + $0.10No changes
Visa Infinite
(Spend-qualified)
VIQ PRODUCT 12.50% + $0.102.60% + $0.1
Rate Changes for the Product 1 Fee Programs - Product 1 Tokenized
ProductFee DescriptorsExisting RatesNew Rates
Visa TraditionalVT PRD 1 TKN1.80% + $0.10No changes
Visa Traditional RewardsVTR PRD 1 TKN1.95% + $0.10No changes
Visa SignatureVS PRD 1 TKN1.95% + $0.10No changes
Visa Infinite (Spend-not
qualified)
VIN PRD 1 TKN1.95% + $0.102.10% + $0.10
Visa Signature
Preferred
VSP PRD 1 TKN2.40% + $0.10No changes
Visa Infinite
(Spend-qualified)
VIQ PRD 1 TKN2.40% + $0.102.50% +$0.10
Rate Changes for the Product 1 Fee Programs - Product 1 Tokenized
ProductFee DescriptorsExisting RatesNew Rates
Visa TraditionalCBPS VT1.89% +$0.10No changes
Visa Traditional RewardsCBPS VTR2.04% + $0.10No changes
Visa SignatureCBPS VS 2.05% + $0.10No changes
Visa Infinite (Spend-not
qualified)
CBPS VIN2.05% + $0.102.20% + $0.10
Visa Signature
Preferred
CBPS VSP 2.50% + $0.10No changes
Visa Infinite
(Spend-qualified)
CBPS VIQ 2.50% + $0.102.60% + $0.10

Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators

Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Telecommunications and Cable
ProductExisting Fee DescriptorsNew Fee Descriptor
Visa Traditional
Visa Traditional Rewards
Visa Signature
CPS/RECUR PMTNo changes
Visa Infinite (Spend-not
qualified)
CPS/RECUR PMTVIN RCR PMT
Visa Signature PreferredVSP RCR PMTNo changes
Visa Infinite
(Spend-qualified)
VIQ RCR PMTNo change
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Telecommunications and Cable - Non-tokenized
ProductExisting Fee DescriptorsNew Fee Descriptor
Visa Traditional
Visa Traditional Rewards
Visa Signature
CPS/RECUR PMT NTNo changes
Visa Infinite (Spend-not
qualified)
CPS/RECUR PMT NTVIN RP NT
Visa Signature PreferredVSP RP NTNo changes
Visa Infinite
(Spend-qualified)
VIQ RP NTNo change
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Services
ProductFee DescriptorsNew Rates
Visa TraditionalVT SERVICESNo changes
Visa Traditional RewardsVTR SERVICESNo changes
Visa SignatureVS VIN SERVICESVS SERVICES
Visa Infinite (Spend-not
qualified)
VS VIN SERVICESVIN SERVICES
Visa Signature
Preferred
VSP SERVICESNo changes
Visa Infinite
(Spend-qualified)
VIQ SERVICESNo changes
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Services - Non-tokenized
ProductFee DescriptorsNew Rates
Visa TraditionalVT SVCS NTNo changes
Visa Traditional RewardsVTR SVCS NTNo changes
Visa SignatureVS VIN SVCS NTVS SVCS NT
Visa Infinite (Spend-not
qualified)
VS VIN SVCS NTVIN SVCS NT
Visa Signature
Preferred
VSP SVCS NTNo changes
Visa Infinite
(Spend-qualified)
VIQ SVCS NTNo changes
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Product 2
ProductFee DescriptorsNew Rates
Visa TraditionalVT PRODUCT 2No changes
Visa Traditional RewardsVTR PRODUCT 2No changes
Visa SignatureVS VIN PRODUCT 2VS PRODUCT 2
Visa Infinite (Spend-not
qualified)
VS VIN PRODUCT 2VIN PRODUCT 2
Visa Signature
Preferred
VSP PRODUCT 2No changes
Visa Infinite
(Spend-qualified)
VIQ PRODUCT 2No changes
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Product 1
ProductFee DescriptorsNew Rates
Visa TraditionalVT PRODUCT 1No changes
Visa Traditional RewardsVTR PRODUCT 1No changes
Visa SignatureVS VIN PRODUCT 1VS PRODUCT 1
Visa Infinite (Spend-not
qualified)
VS VIN PRODUCT 1VIN PRODUCT 1
Visa Signature
Preferred
VSP PRODUCT 1No changes
Visa Infinite
(Spend-qualified)
VIQ PRODUCT 1No changes
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - Product 1 Tokenized
ProductFee DescriptorsNew Rates
Visa TraditionalVT PRD 1 TKNNo changes
Visa Traditional RewardsVTR PRD 1 TKNNo changes
Visa SignatureVS VIN PRD 1 TKNVS PRD 1 TKN
Visa Infinite (Spend-not
qualified)
VS VIN PRD 1 TKNVIN PRD 1 TKN
Visa Signature
Preferred
VSP PRD 1 TKNNo changes
Visa Infinite
(Spend-qualified)
VIQ PRD 1 TKNNo changes
Changes to Existing Visa Consumer Credit Interchange Fee Descriptors and Fee Program Indicators - CBPS
ProductFee DescriptorsNew Rates
Visa TraditionalCBPS VTNo changes
Visa Traditional RewardsCBPS VTRNo changes
Visa SignatureCBPS VS VINCBPS VS
Visa Infinite (Spend-not
qualified)
CBPS VS VINCBPS VIN
Visa Signature
Preferred
CBPS VSP No changes
Visa Infinite
(Spend-qualified)
CBPS VIQ No changes