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Overview of Instant Push Payments

Pay out funds to a recipient.

New to TabaPay? Start Here

1. Learn

If you are just learning about TabaPay you can begin at Getting Started, and About TabaPay.

2. Chat

To make your first API call, you will first need access to Sandbox. Talk to sales to discuss your use case or get help at [email protected].

3. Test

Once you have access to sandbox from TabaPay Support, look at some code samples with recipes or feel free to post your questions in the developer forum.

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Payload Should Be Compact

Each API request body should be formatted in compact JSON when sending a request to the TabaPay API.

Note: If you don’t have access to Sandbox, please reach out to [email protected] .

TabaPay provides instant disbursements to supported debit cards or to supported bank accounts.

Instant disbursements are available at all times, including weekends and holidays, and funds are available in the destination account within 30 minutes.

Discover more use cases including paying out insurance claims, earned wage payments to your employees, payments out to your vendors, or enabling instant bill payments.

Use Cases

On demand pay and payroll

Pay your customers immediately, at a low-cost via debit cards and real-time payments (RTP). Includes earned wage payments, or early wage to employees.

Insurance claims

Allow customers to receive settlements directly to their debit cards or bank accounts within minutes of approval.

Vendor payments

Enable businesses to payout funds to suppliers and contractors for any supply chain business relationships.

Billpay for utilities

Facilitate instant payouts for utility bills, to help avoid customer service interruptions.
Why Use Push Payments at TabaPay?
  • Multiple Rails & Coverage: Send funds via TabaPay's unique network coverage across payment rails with broad global reach.
  • Flexible Destination Sources: Pay to debit cards, prepaid cards, and bank accounts.
  • Scalable Use Cases with Optimized Routing: Supports money transfers, vendor payouts, earned wage access, digital wallets. Intelligent routing ensures fast success rates at the lowest cost as you scale.
  • One UnifiedAPI: TabaPay's unified Create Transaction is a powerful tool to enable a wide range of services including Money Transfers, Funds Disbursements, merchant settlement, Digital Wallet transfers, instant deposits, prepaid loads, and Credit Card bill payments.
  • Compliance Trust: Funds are only issued to those recipient cards and accounts that have been issued and compliant with appropriate Know Your Customer (KYC) procedures. This adherence to regulatory standards safeguards all transactions against unauthorized access and fraud.
  • Multi-Currency Handling: TabaPay provides currency conversion and transaction settlement over multiple currencies. This facilitates smooth and efficient cross-border transactions, accommodating the diverse currency needs of global clients.

Push to Card vs Push to Account

Setting Your Destination Account Object

Each transaction has two accounts, a Source Account and a Destination Account.

Use Create Transaction request with type: push

Push to card: You can add card info from Create Account API, add card info directly, or use iFrame tokens or RSA tokens under the Destination Account object.

Push to account: you can add bank info from Create Account, or add account info directly.

Increasing your Payout Limits

To increase your payout limits, refer to Adjusting Limits or email [email protected].

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PCI Standards

Any client handling sensitive card information is required to meet a specified level of PCI-DSS (Payment Card Industry Data Security Standards).

Discover More for your Push Payments

Code Samples to Payout Funds

Here are few samples to get you started!

4. Canadian Cross Border Push Transaction
Open Recipe
9. Example Push Transaction
Open Recipe
Corresponding Push Transaction
Open Recipe

Updated 6 days ago

Other Resources