Overview of Instant Push Payments
Pay out funds to a recipient.
🏁 Get Started
1. Learn
If you are just learning about TabaPay you can begin at Getting Started, and About TabaPay.
2. Chat
To Make your first API Call, you will first need access to Sandbox. Talk to sales to discuss your use case or get help at [email protected].
3. Test
Once you have access to sandbox from TabaPay Support, look at some code samples with recipes or feel free to post your questions in the developer forum.
Payload Should Be Condensed
Each API request body should be formatted in condensed json when sending a request to the TabaPay API
Note: If you don’t have access to sandbox, please reach out to [email protected] .
Whether it is paying out insurance claims, earned wage payments to your employees, payments out to your vendors, or enabling instant bill payments, TabaPay provides instant disbursements to supported debit cards or to supported bank accounts. Instant disbursements are available at all times, including weekends and holidays, and funds are available in the destination account within 30 minutes.
Use Cases
Flexible Features for all Use Cases
In order to enable a variety of use cases, Instant Account Funding provides:
- Flexible Destination Sources: Offers you the ability to instantly pay out to a payment card or bank account.
- Optimized Routing: Our least-cost and high-quality routing logic ensures the best success rates for your payout transactions.
- Payout Limits: Transaction limits are governed by the type of rails used for the payment. For instance, in the case of Visa Direct or MasterCard MoneySend, the card networks decide the transaction limits allowed for payouts.
TabaPay Payout Connections
We bring you a unified payout experience through our integrations with Visa Direct and MasterCard MoneySend, and The Clearing House's Real Time Payments (RTP).
Connect with us through our APIs and settle directly with your acquiring bank partner. Contact TabaPay Support or Sales to know more.
Benefits of Push Payments
- One Unified API: TabaPay's unified Create Transaction is a powerful tool to enable a wide range of services including Money Transfers, Funds Disbursements, merchant settlement, Digital Wallet transfers, instant deposits, prepaid loads, and Credit Card bill payments.
- Trust: Funds are only issued to those recipient cards and accounts that have been issued and compliant with appropriate “Know Your Customer (KYC)” procedures. This adherence to regulatory standards safeguards all transactions against unauthorized access and fraud.
- Payment's Expertise: TabaPay's deep payment expertise enables compliant transactions, processes for handling exceptions, addressing fraud situations, and providing value-added services that meet your needs.
- Coverage: Utilize TabaPay's unique coverage across payment rails to instantly send funds to cardholders and accountholders across the world.
- Convenience: Instant disbursements and payouts enable consumers to receive funds directly into their cards and accounts. Cardholders can then access these funds at ATMs and merchants that accept these cards
- Multi-Currency Handling: TabaPay provides currency conversion and transaction settlement over multiple currencies. This facilitates smooth and efficient cross-border transactions, accommodating the diverse currency needs of global clients.
Push to Card vs Push to Account
Setting Your Destination Account Object
Each transaction has two accounts, a Source Account and a Destination Account.
Use Create Transaction request with type: push
Push to card: You can add card info from Create Account, add card info directly, or use iFrame tokens or RSA tokens under the Destination Account object.
Push to account: you can add bank info from Create Account, or add account info directly.
PCI Standards
Any client handling sensitive card information is required to meet a specified level of PCI-DSS (Payment Card Industry Data Security Standards).
Code Samples to Payout Funds
Here are few samples to get you started!
Updated 4 days ago