The Recipes section has been updated to include the following example requests in cURL, JavaScript in Python

Reminder: Country and Card Type Restrictions Now Applied to All Transactions

Previously, TabaPay's country and card type restrictions applied only to raw PANs, and not to cards tokenized in mobile wallets like Apple Pay and Google Pay. Due to network rule changes, these restrictions now apply to all transactions, including mobile wallet tokens. Clients may see a slight increase in 422 Source Disabled errors as a result.

For questions or support needed to implement these updates, please reach out to your TabaPay representative or help@tabapay.com.

Visa

Visa is implementing changes to reduce incorrect response codes from issuers. Starting April 25, 2026, reclassified response codes will count toward the issuer's generic response code total, which is used to calculate the Generic Response Codes System Integrity Fee. TabaPay clients may see changes in the response codes they receive.

Updated Response Codes

Response Code	New Description	Old Description
46*	Deactivated token was used	Closed Account. Do not reattempt with the same PAN or token. (Visa). Use for accounts closed by the Issuer or the cardholder for any reason.
R0	Recurring transactions only. Stop this Payment: merchant-level one time stop payment.	Fraudulent transaction prior to embossed valid date (future). Stop Payment Order
R1	Recurring transactions only. Stop all Future Payments: merchant or MCC level recurring stop payment.	Credit not Received (future). Revocation of Authorization Order
R3	Recurring transactions only. Stop all Merchants: PAN-level stop payment on VSPS eligible transactions.	Approved with overdraft protection. Revocation of all Authorizations order
78*	Used for suspended or deactivated pseudo Accounts. Blocked, first used or special condition (new cardholder not activated, or card is temporarily blocked).	Customer not eligible for POS (Star SM) OR. Blocked, First Used (Visa). New card that has not been activated -or- card has been temporarily blocked due to a special condition

*Previously deactivated tokens received a 05 response code.