Changelog
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Changelog 1/30/25

about 1 month ago
  • Mastercard Mandates
    • Effective September 15, 2025, Mastercard will introduce Acquirer Clearing Fee in the Canada Region. This fee will apply to transactions switched through the Mastercard Dual Message System. This quantity-based fee will bill USD 0.005 to transactions that are less than or equal to USD 25, and USD 0.0195 to transactions that are greater than USD 25.
    • Effective July 1, 2025, Mastercard will update the rate for the Acquirer Assessment Fee to 9 bps (0.09 percent).
    • Effective June 30, 2025, Mastercard will update the rate for the Acquirer Assessment Fee Rebate for Utilities and Debit Mastercard contactless transactions will be -9 bps (-0.09 percent). This fee is for domestically acquired Utilities, and Debit Mastercard contactless transactions initiated with a Debit Mastercard card issued in the Canada region.
    • Effective June 16, 2025, Mastercard will update the rates and tier boundaries for Acquirer License Fee will be revised as detailed in the Acquire License fee table. The fee change will be reflected in 16 June 2025 billing.
    • Effective February 25, 2025, Mastercard will revise standards to Mastercard Gaming and Gambling Payments Program in the United States Region and the U.S. Territories including Puerto Rico to support inbound cross-border Gaming Payment Transactions from the United States to Puerto Rico to eligible Mastercard debit and prepaid cards.
    • Reminder: Mastercard has updated their integrity fees impacting clients transacting in Canada with MasterCard acceptance, for card-Not-Present (CNP) authorizations that are declined twice due to closed accounts, fraudulent activity, or cardholder cancelled the agreement with the same card, same merchant and a Merchant Advice Code (MAC) 3 or 21 in the same month (30 days).
  • Visa Mandates
    • Effective April 11, 2025 Visa will update changes to Visa Gold Products Issued from France and French Territories to be assessed the existing Premium Interchange Fee Program.
    • Effective April 11, 2025 Visa will launch a new, higher-tier product targeted at the ultra-high net worth segment in Brazil. The new Visa Infinite Privilege products will target the top quartile of Private Segment and provide new benefits and product features in line with their evolving status and enhanced spending power.
    • Effective April 11, 2025, Visa will introduce the Visa Signature prepaid product for issuers in the CEMEA region to address the need in various CEMEA markets to have differentiated product and segments for prepaid funding sources. The current prepaid product suite has only two variants: Visa Classic and Visa Platinum.
    • Reminder for Clients sending OCTs: effective October 17, 2025, Source of Funds is required on all Payment/OCT transactions for both Domestic and OCT transactions. Transactions will be declined by Visa if the Source of Funds field is not populated in all OCTs.
      Note: Previously the effective date was April 11, 2025.
  • The Enriched TabaPay Shield Attributes section has been updated to display each of the network attributes to help you smarter risk, security, payment, and compliance decisions using enriched data in the Create Transaction and Query CardAPI flows.
  • More Recipes have been updated for a Debt Repayment Use Case to include the following in cURL, Python, and JavaScript requests and JSON response:

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