Business Application Indicator (BAI)
The Business Application Identifier (BAI) is a code provided by Visa to specify the type of Visa Money Transfer being conducted. During onboarding your transactions will be categorized with specific BAIs.
Code | Application Type |
---|---|
AA | Account to account (A2A) |
BB | Business to business |
BI | Money transfer (bank-initiated) |
BP | Non-card bill payment |
CD | Cash deposit |
CI | Cash in |
CO | Cash out |
CP | Card bill payment |
FD | Funds disbursement (general) |
FT | Funds transfer |
GD | Government disbursement |
GP | Gambling payment (other than online gambling) |
LO | Loyalty and offers |
MD | Merchant disbursement |
MI | Merchant-initiated Money Transfer |
MP | Face-to-face merchant payment |
OG | Online gambling payout |
PD | Payroll/pension disbursement |
PP | Person to person (P2P) |
PS | Payment for goods and services |
TU | Prepaid reload / top-up |
WT | Wallet transfer |
Updated 10 days ago