Create account fails with 403

I'm trying to create an account by calling this endpoint:

https://api.sandbox.tabapay.net:10443/v1/clients/{_clientId}_{queryString!.SubClient}/accounts?OkToAddDuplicateCard

I'm passing the provided Bearer token in the header and this is my payload:
{"referenceID":"123","card":{"token":"58-9-3701392"},"owner":{"name":{"company":"test","first":"john","middle":"","last":"Doe","suffix":"Jr."},"address":{"line1":"22 Ocean Dr","line2":"","city":"Miami","state":"FL","zipcode":"1305963","country":"840"},"phone":{"countryCode":"1","number":"3058906132"}}}

but this is the response I'm getting:

403 Forbidden

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