Added

Changelog 11/6/25

  • Query Bank has been updated to now include the RTPAttributes object for additional network details of the Routing Number. Previously the Query Bank response only included RTP is true or false.

  • The TabaPay Portal has been updated to now include Balances. For questions, contact TabaPay Support, or email [email protected].

  • API Reference and product guide descriptions have been updated for codeUCAF field in Create Transaction API.

  • codeUCAF string UCAF Response Info. Value depends on the network of the transaction.

    Visa CAVV results code.

    • 0: No-Match. No Liability Shift
    • 1: No-Match. No Liability Shift
    • 2: Match. Fully authenticated transaction.

    MasterCard/MastercardDual UCAF Downgrade Reason:

    • 0: Missing UCAF
    • 1: Invalid UCAF
  • Note: When codeUCAF is absent for Mastercard, the authentication did not have an issue.


  • As a reminder, upcoming freeze dates will appear in November and December.
    • Soft Freeze: Monday, Nov 24 – Wednesday, Nov 26
    • Hard Freeze: Thursday, Nov 27 – Friday, Nov 28
    • Soft Freeze: Monday, Dec 22 – Tuesday, Dec 23
    • Hard Freeze: Wednesday, Dec 24 – Sunday, Jan 4