RTP Attributes for Query Bank

11/3/25

The Query Bank API has been updated to now include the RTPAttributes object for additional network details of the Routing Number. Previously the Query Bank response only included RTP is true or false.

Query Bank Response

This response example is presented in a human-readable format to enhance the documentation experience. However, all requests made in both Sandbox and Production environments should use a compact JSON format.

For the request parameters, refer to Query Bank API, or the Query Bank Recipe.

{
    "SC": 200,
    "EC": "0",
    "RTP": true,
    "RTPAttributes": {
        "TCH": true,
        "TCHRequestForPayment": false,
        "FED": true,
        "FEDRequestForPayment": false
    }
}
{
    "SC": 200,
    "EC": "0",
    "RTP": true,
}

RTPAttributes Object

The following fields are included in the RTPAttributes object.

FieldTypeDescription
TCHbooleanThe routing number enablement for Real Time Payments within The Clearing House (TCH) network.
TCHRequestForPaymentbooleanThe routing number enablement for Request For Payment (RFP) within The Clearing House (TCH) network.
FEDbooleanThe routing number enablement for Real Time Payments within the FedNow network.
FEDRequestForPaymentbooleanThe routing number enablement for Request For Payment (RFP) within the FedNow network.

Recipes