The Three-Domain Secure (3DS) API enables merchants to authenticate their customers’ card information when processing card-not-present (CNP) e-commerce, or mobile purchases, and payments.
3DS helps prevent fraud and provides an additional layer of security for CNP credit card and debit card transactions. This service is provided by all four major card networks.
3D Secure
- 3D Secure Initialize: Initiate a 3DS request.
- 3D Secure Lookup: Performs the 3DS transaction.
- 3D Secure Authenticate: Used only after a challenged authentication to validate the result of a challenge.