Match responses are given when using AVS empowering you to make more informed business decisions regarding card and user transactions.

Code	Visa	MasterCard	Discover	American Express
Y	Address & 5-digit or 9-digit ZIP match	Address & 5-digit ZIP match	Address only matches	Address & ZIP match
A	Address matches, ZIP does not	Address matches, ZIP does not	Address & 5-digit ZIP match	Address only matches
S	AVS not supported by issuing bank
R	System unavailable, retry	System unavailable, retry	Not applicable	System unavailable, retry
U	If it's international, it is because the issuer doesn't participate. If it's US or CA, it mostly because an underlying system failed to locate an address for the card because (1) there is no address available for the issuer/issuer processor to match against, or (2) because the issuer does not participate in AVS or possible that the card network tried to do a match, but did not have address. So most of the time, this is because there is no address available to do a match.
Z	Either 5-digit or 9-digit ZIP match, address does not	5-digit ZIP matches, address does not	5-digit ZIP matches, address does not	ZIP code only matches
N	Neither ZIP nor address match	Neither ZIP nor address match	Neither ZIP nor address match	Neither ZIP nor address match
W	Not applicable	For U.S., 9-digit ZIP matches, address does not. For non-U.S., ZIP matches, address does not	Information not available	Not applicable
X	Not applicable	For U.S., all digits match. For non-U.S., ZIP and address match.	Address & 9-digit ZIP match	Not applicable
B	Address matches, ZIP not verified	Not applicable	Not applicable	Not applicable
T	Not applicable	Not applicable	9-digit ZIP matches, address does not	Not applicable
P	ZIP matches, address not verified	Not applicable	Not applicable	Not applicable
C	Address and ZIP not verified	Not applicable	Not applicable	Not applicable
D	Address & ZIP match (International only)	Not applicable	Not applicable	Not applicable
G	Address not verified for International transaction (International only)	Not applicable	Not applicable	Not applicable
I	Address not verified (International only)	Not applicable	Not applicable	Not applicable
M	Address & ZIP match (International only)	Not applicable	Not applicable	Not applicable
F	Address & ZIP match (UK only)	Not applicable	Not applicable	Not applicable
Q	AVS Not Available/applicable Note: AVS for an in-line Create Transaction API request, push payments may not be applicable.

Note: AVS should be performed in a standalone Query Card API request before sending a push payment.