Visa Response Codes

Code	Response	Update	Visa Fee	Suggested Client Action
A	Account number updated	Yes	$0.12	Client should update records to remove old credentials
E	Expiration date updated	Yes	$0.12	Client should update records to remove old credentials
C	Closed account advice	No	$0.12	Prompt cardholder to update or select a new default card and remove old credentials
Q	Contact cardholder advice	No	$0.12	Prompt cardholder to update or select a new default card and remove old credentials
O	Cardholder opted-out	No	No	None
V	Validation, account number and expiration date unchanged	No	No	None
P	Participating BIN, no match	No	No	Prompt cardholder to update or select a new default card and remove old credentials
N	Non-participating BIN	No	No	Prompt cardholder to update or select a new default card and remove old credentials
101	Non-numeric account number	No	No	Prompt cardholder to update or select a new default card and remove old credentials
103	Invalid expiry	No	No	Prompt cardholder to update or select a new default card and remove old credentials
104	Merchant not registered	No	No	Contact [email protected]
122	Sub-merchant not registered	No	No	Contact [email protected]

Mastercard Response Codes

Code	Response	Update	MC Fee	Suggested Client Action
UPDATE	Account number updated	Yes	$0.13	Client should update records to remove old credentials
EXPIRY	Expiration date updated	Yes	$0.13	Client should update records to remove old credentials
CONTAC	Account Closed	No	No	Prompt cardholder to update or select a new default card and remove old credentials
UNKNWN	Account not found	No	No	Prompt cardholder to update or select a new default card and remove old credentials
VALID	Valid, details unchanged	No	No	None