See the following Real-Time Payments (RTP) response codes.

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Credit Transfer Fees
Fees are charged on all RTP disbursement attempts including select errors. This does not include any unknown errors, and C01, and Z01 errors.

RTP Response Code	Description
000	Accepted
P01	Insufficient Funds
P02	Unknown customer, account closed
P04	Debtor/Creditor Account invalid
P07	Account blocked
P11	Transaction forbidden on this account
P14	Deceased customer
P18	Invalid Date
P21	Incorrect Agent
P23	Amount not agreed upon or invalid
P24	Duplicate message
P26	Missing or invalid mandatory field
P27	See narrative information for more detail about error
P28	Incorrect RTN
P34	Suspended account
Z01	Internal RTP error
Z02	Timeout
Z03	Token error
Z0U	Unknown Network Error
XXX	Failed to Connect to TCH
C01	Insufficient Funds (in RTP-Sponsor Bank Account)
C02	Unknown Account
C04	Invalid Account
C26	Upstream Process Error
C99	Upstream Process Error
CZZ	Upstream Connection Error
COU	Limit Error (at RTP-Sponsor Bank)

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