See the following Real-Time Payments (RTP) response codes.
Credit Transfer FeesFees are charged on all RTP disbursement attempts including select errors. This does not include any unknown errors, and C01, and Z01 errors.
Note: RTP transactions in Transactions (Daily) Reports include Transaction Statuses (e.g. COMPLETED, ERROR, UNKOWN, etc.), but do not include RTP Response Codes.
| RTP Response Code | Description |
|---|---|
| 000 | Accepted |
| P01 | Insufficient Funds |
| P02 | Unknown customer, account closed |
| P04 | Debtor/Creditor Account invalid |
| P07 | Account blocked |
| P11 | Transaction forbidden on this account |
| P14 | Deceased customer |
| P18 | Invalid Date |
| P21 | Incorrect Agent |
| P23 | Amount not agreed upon or invalid |
| P24 | Duplicate message |
| P26 | Missing or invalid mandatory field |
| P27 | See narrative information for more detail about error |
| P28 | Incorrect RTN |
| P34 | Suspended account |
| Z01 | Internal RTP error |
| Z02 | Timeout |
| Z03 | Token error |
| Z0U | Unknown Network Error |
| XXX | Failed to Connect to TCH | C01 | Insufficient Funds (in RTP-Sponsor Bank Account) |
| C02 | Unknown Account |
| C04 | Invalid Account |
| C26 | Upstream Process Error |
| C99 | Upstream Process Error |
| CZZ | Upstream Connection Error |
| COU | Limit Error (at RTP-Sponsor Bank) |