RPPS Exception Codes identify issues or rejections that occur when attempting to process the payment.

Return/Reversal Codes

Code	Description
R01	Insufficient funds
R02	Customer’s account closed
R03	No account
R04	Invalid account number
R05	No pre-notification on file
R06	Returned in accordance with originator’s request
R07	Authorization, previously permitted, revoked by customer
R08	Payment stopped or stop payment on item
R09	Uncollected funds
R10	Customer advises not authorized
R12	Branch sold to another Depository Financial Institution (DFI)
R14	Representative payee deceased
R15	Individual (Beneficiary) deceased
R16	Account frozen
R17	File record edit criteria
R18	Improper effective entry date
R19	Amount field error
R20	Non-transaction account
R21	Invalid biller identification number
R22	Invalid account number
R23	Payment refused by biller
R24	Duplicate entry
R25	Invalid fair share amount
R26	Partial return
R29	Corporate customer advises not authorized
R31	Permissible return entry (CCD only)
R42	Routing number/check digit error
R43	Invalid DFI account number
R61	Misrouted return
R62	Incorrect trace number
R63	Incorrect dollar amount
R64	Incorrect individual identification
R65	Incorrect transaction code
R66	Incorrect company identification
R67	Duplicate return
R68	Untimely return
R69	Multiple errors
R70	Permissible return entry not accepted
R71	Misrouted dishonored return
R72	Untimely dishonored return
R73	Timely original return
R74	Corrected return
R80	Cross-border payment coding error
R81	Non-participant in cross-border program
R82	Invalid foreign receiving DFI identification
R83	Foreign receiving DFI unable to settle
R84	Entry not processed
R95	Rebate of fair share from creditor

Reject Codes

Reject Code	Description
010 or 10	Addenda indicator must be greater than 0.
011 or 11	Role not compatible with addenda purpose identifier.
012 or 12	Creditor does not accept hardship indicator.
013 or 13	Creditor does not accept less than full balance proposals.
014 or 14	Creditor does not accept extended term proposals.
030 or 30	Non-numeric value in entry detail addendum field replaced with zeros.
032 or 32	Detail rejected as part of batch reject.
035 or 35	First 8 positions of trace number must equal org ID of entry detail. Addenda rejected.
046 or 46	Detail transaction code error. Transaction rejected.
047 or 47	Detail amount field error. Transaction rejected.
048 or 48	Detail biller account number error. Transaction rejected.
049 or 49	Customer name cannot be spaces. Detail rejected.
050 or 50	Detail addenda indicator should be 1. Detail rejected.
051 or 51	Detail addenda indicator should be 0. Detail rejected.
052 or 52	Detail trace sequence number invalid. Transaction rejected.
053 or 53	Detail trace originator ID not on O/R master. Detail rejected.
054 or 54	Customer account number format does not match mask.
055 or 55	Detail addenda record not expected. Addenda rejected.
056 or 56	Addenda trace originator not on O/R master. Addenda rejected.
057 or 57	Addenda trace return originator does not match batch originator. Addenda rejected.
059 or 59	Addenda return code invalid. Addenda rejected.
073 or 73	Detail trace originator does not match batch originator.
075 or 75	Detail addenda rejected – entry detail also rejected.
076 or 76	Originator stated using addendas but no addenda found. Detail rejected.
077 or 77	Originator stated not using addendas but addenda found. Detail and addenda rejected.
078 or 78	Biller accepts guaranteed payments. Reversal rejected.
079 or 79	Biller does not accept or validate prenotes. Detail rejected.
080 or 80	Detail amount field was non-numeric; moved zeros. Detail rejected.
087 or 87	Detail trace number must be numeric and greater than zero. Detail rejected.
088 or 88	Trace number on addenda must be numeric and greater than zero. Addenda rejected.
089 or 89	Item number on addenda must be numeric and greater than zero. Addenda rejected.
090 or 90	Invalid customer account number – fails check digit routine.
091 or 91	Invalid transaction amount – amount exceeds limit.
092 or 92	Invalid character in customer account number.
093 or 93	Biller requires reversals with addendum. Reversal rejected.
094 or 94	Addendum type code must be 97. Reversal rejected.
095 or 95	Invalid reason code. Reversal rejected.
096 or 96	Original entry trace number on addenda must be numeric; moved zeros. Reversal rejected.
097 or 97	Transit/routing number on addenda must be numeric. Reversal rejected.
098 or 98	Addendum information cannot be blank. Reversal rejected.
099 or 99	Biller does not process reversals with addendum. Reversal rejected.
100	Payment detail addenda indicator not equal number of addendas. Detail rejected.
101	Prenote detail addenda indicator not equal number of addendas. Detail rejected.
110	Entry detail rejected – detail addenda also rejected.
111	Biller does not accept prenote with addendas.
118	All addendas rejected due to errors.
119	Addenda record count exceeds maximum of 9.
120	Originator not allowed to send prenotes with addenda. Detail rejected.
125	Net amount greater than gross amount.
126	Calculated cap exceeds fair share cap.
127	Payment not gross payment.
128	Payment not net payment.
132	Credit counseling gross amount not numeric. Detail rejected.
136	Missing or invalid date of death for return codes R14 and R15. Addenda rejected.
137	Return addenda for R14 and R15 required. Detail rejected.
138	Message addenda not accepted.
140	Addendum trace originator does not match detail originator. Detail rejected.
141	Trace number must be numeric and ascending. Detail rejected.
142	Addendum type code is invalid. Return rejected.
143	Customer account number cannot be spaces. Detail rejected.
144	Customer account number not left justified. Detail rejected.
148	Improper purpose ID / return code – biller does not accept this type.
149	Purpose identifier must be the same as prior addenda record. Addenda rejected.
150	Biller does not accept or validate payments. Detail rejected.
151	Biller does not accept payment addendas.
155	Addenda record count exceeds maximum of 1.
157	Record contains a high/low non-initialized value.
160	Detail transit routing number is invalid or missing. Detail rejected.
162	Detail DFI account number must be greater than spaces. Detail rejected.
164	ACH payment addenda sequence number must start with 0001. Detail rejected.
165	ACH payment addenda sequence numbers must be ascending and consecutive. Detail rejected.
166	ACH prenote addenda sequence number must start with 0001. Detail rejected.
167	ACH prenote addenda sequence numbers must be ascending and consecutive. Detail rejected.
168	ACH addenda record count exceeds maximum allowed.
169	ACH reversal addenda sequence number must start with 0001. Detail rejected.
170	ACH reversal addenda sequence numbers must be ascending and consecutive. Detail rejected.
171	ACH addendum type must be 05. Reversal rejected.
173	ACH not allowed to send 705 addenda to outbound MOD-CIE or XML. Detail rejected.
175	Social Security number must be numeric. Invalid characters replaced with zeros.
176	Consumer client number is mandatory and must be left justified. Addenda rejected.
177	Account balance must be non-zero numeric. Invalid characters replaced with zeros.
178	Annual percentage rate must be numeric. Invalid characters replaced with zeros.
179	New account number is mandatory and must be left justified. Addenda rejected.
180	Invalid exception code. Addenda rejected.
181	Monthly payment amount must be numeric. Invalid characters replaced with zeros.
182	Proposal count must be non-zero numeric. Invalid characters replaced with zeros.
183	Agency address is mandatory and must be left justified. Addenda rejected.
184	Agency ZIP code must be non-zero numeric. Invalid characters replaced with zeros.
185	Proposal amount must be non-zero numeric. Invalid characters replaced with zeros.
186	Number of creditors must be non-zero numeric. Invalid characters replaced with zeros.
187	Agency city is mandatory and must be left justified. Addenda rejected.
188	Agency name is mandatory and must be left justified. Addenda rejected.
189	Agency phone must be non-zero numeric. Invalid characters replaced with spaces.
190	Total consumer debt must be non-zero numeric. Invalid characters replaced with spaces.
191	Total consumer monthly income must be numeric. Invalid characters replaced with spaces.
192	Consumer total monthly debt payments must be numeric. Invalid characters replaced with spaces.
193	Consumer total monthly living expenses must be numeric. Invalid characters replaced with spaces.
194	Amount of counter proposal must be non-zero numeric. Invalid characters replaced with spaces.
195	CDP information is mandatory and must be left justified. Addenda rejected.
196	Valid values for account balance status are C and D. Addenda rejected.
197	Addenda sequence number is non-numeric. Invalid characters replaced with zeros.
198	Account balance must be numeric. Invalid characters replaced with spaces.
199	Invalid addenda type code. Addenda rejected.
200	Proposed disbursement start date invalid. Addenda rejected.
201	Addenda record count exceeds maximum of 99. Addenda rejected.
202	Invalid state code. Addenda rejected.
203	Message return detail must have at least one associated addenda.
204	Invalid addenda type code or sequence for message return addenda.
205	Sequence number on addenda does not match sequence number on detail.
206	Message addenda sequence number must be numeric and ascending.
207	Addenda detail sequence number is non-numeric. Invalid characters replaced with zeros.
208	Last seven positions of original trace must be all 9s for message.
209	Invalid characters in consumer name field.
210	ACH originator must use transaction types 22 and 27 for financial transactions.
211	ACH concentrators must use transaction types 21 and 26 for financial transactions.
212	Invalid addenda type code for DMP/full budget addenda.
214	Transaction type code invalid for ACH COR batch.
218	RPPS ID in original trace number matches ACH sender RPPS ID.
219	Consumer name field not left justified. Detail rejected.
221	Corporate transaction amount must be 0 USD.
222	Invalid value for client type indicator.
223	Creditor does not accept less than full balance proposals.
224	Percent of balance must be numeric and greater than zero.
225	Term or repayment must be numeric, greater than zero, and ≤ 72.
234	Rejected due to stop request by concentrator or biller.
236	Exception payments must be batched separately.
237	Exception payments must have addenda.
241	Invalid reason code. Non-financial transaction rejected.
242	No addenda allowed on non-financial transaction.
243	Mandatory addenda missing for non-financial transaction.
245	Return reversal detail does not have a valid reason code.
246	Biller type requires an addenda that is not present.
248	Non-financial transaction has a non-zero amount.
249	Addenda date field is invalid.
250	Date field on return is invalid.
251	Return detail does not have a valid reason code.
255	Concentrator may not send to this originator due to incompatible lines of business.
256	Trace number references an inactive participant.
260	Detail transaction code error; does not match batch entry description.
261	Transaction code not compatible with service class code.
262	Invalid reason code for return or return reversal transaction.
263	Non-numeric value in entry detail addendum field replaced with zeros.

Reject Codes (Batch)

Reject Code	Description
B01	Batch rejected due to all detail entry/addenda records rejecting.
B02	Business code error (biller ID / concentrator line of business).
B03	Currency code error.
B04	Batch control entry/addenda count was non-numeric; moved zeros. Batch rejected.
B05	Batch entry-addenda count imbalance. Batch rejected.
B10	Outbound format not found on profile master.
B11	Outbound format cannot be determined.
B12	Invalid inbound format.
B13	Batch control total debit dollars was non-numeric; moved zeros. Batch rejected.
B14	Debit amount total imbalance. Batch rejected.
B15	Batch control total credit dollars was non-numeric; moved zeros. Batch rejected.
B16	Batch credit amount total imbalance. Batch rejected.
B17	Invalid service class code on the batch header.
B18	Batch service class and entry description not compatible. Batch rejected.
B19	Batch entry date edit error. Batch rejected.
B20	Batch entry date out of range. Batch rejected.
B21	Invalid biller ID.
B22	Biller ID not active on biller master. Batch rejected.
B23	Originator ID on the batch header does not match the file header.
B24	Batch trace number must be numeric. Batch rejected.
B25	Biller ID on the trailer does not match the batch header.
B26	Field format error in the batch header.
B27	Duplicate batch detected.
B28	Field format error in the batch trailer.
B29	Originator ID on the batch trailer does not match the batch header.
B30	Batch number on the trailer does not match the batch header.
B31	Private biller does not accept the originator file.
B32	High/low non-initialized value in batch header; replaced with greater-than `>` or less-than `<` symbols.
B33	Originator inbound format does not match the profile.
B34	Originator status invalid; must be literal 1.
B35	Biller name on the batch header cannot be blank.
B36	Biller ID on the batch header cannot be blank.
B37	Biller ID not found on biller master. Batch rejected.
B38	Invalid entry description. Batch rejected.
B39	Service class code does not match batch header.
B40	Biller format not active.
B41	This biller does not accept reversals.
B42	High/low non-initialized value in batch trailer; replaced with greater-than `>` or less-than `<` symbols.
B43	Originator is not a same-day participant.
B44	Concentrator is not a same-day participant.
B45	Biller is not a same-day participant.
B46	Invalid format for same-day.
B47	Biller does not accept exception payments.
B48	Validation for transaction detail fails for reversal addenda flag and addenda count.
B49	Batch debit amount exceeds the concentrator cap.
B50	Batch debit amount exceeds the biller cap.
B51	Batch debit amount exceeds the biller / originator cap.
B52	Batch debit amount exceeds the biller / default originator cap.
B53	For the return payment, the biller was inactive more than 30 days ago.
B54	For the return payment, the concentrator was inactive more than 30 days ago.
B55	Batch type is not compatible with the participant role.
B56	The biller ID is not numeric.
B57	Only originators may send a reversal batch.
B58	Biller does not belong to the concentrator.
B59	Biller does not accept payments.
B60	Batch entry class is not compatible with the inbound format.
B61	Batch number on the batch header record is less than 7 digits.
B62	Batch number on the batch control record is less than 7 digits.