3DS - ECI Values

Electronic Commerce Indicator (ECI). The ECI value is part of the 2 data elements that indicate the transaction was processed electronically. This should be passed on the authorization transaction to the Gateway/Processor.

Possible Values:

1. 02 or 05 - Fully Authenticated Transaction -- TabaPay recommends going ahead with the transaction
2. 01 or 06 - Attempted Authentication Transaction -- TabaPay recommends going ahead with the transaction, and monitor activity. If post-processing, it results in any untoward activity, you can tweak this logic.
3. 00 or 07 - Non 3-D Secure Transaction -- TabaPay does not recommend going ahead with the transaction

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Does 01 or 06 guarantee liability shift?

There is no guarantee on liability shift, and TabaPay does not control liability shift. However, performing 3DS assures cardholder authentication by the Issuing bank.

For more information: https://developers.tabapay.com/reference/3ds-faq

Values per Network:

1. Mastercard - 02, 01, 00
2. VISA - 05, 06, 07
3. AMEX - 05, 06, 07
4. JCB - 05, 06, 07
5. DINERS CLUB - 05, 06, 07
6. Cartes Bancaires (CB) Visa - 05, 06, 07
7. Cartes Bancaires (CB) Mastercard - 02, 01, 00
8. ELO: 05, 06, 07
9. Union Pay International: 05, 06, 07
10. eftpos (Visa or MC) - 05, 06, 07