ACH/RTP

What fields are configurable in an ACH Bank Statement?

Bank Statement Field TabaPay default Override
Company Name Merchant Name
Configured during on-boarding
Soft Descriptor Name

What shows up on an RTP Bank Statement?

  • Reference Number
  • Date
  • Name of Sender
  • Name of Ultimate Sender ("Payment on behalf of...")
  • Amount

What fields are configurable in an RTP Bank Statement?

Bank Statement Field TabaPay default Configurable? Override
Reference Number referenceID No N/A
Date Date of RTP Request No N/A
Name of Sender Merchant Name Configured during on-boarding Yes Soft Descriptor Name
Name of Ultimate Sender N/A Yes Corresponding Name
Amount amount N N/A

Reason Codes for DELETE Transaction

If you are sending a Request for Return of Funds, use any of the following codes in the reasonCode JSON field:

  • AC03 - Invalid Creditor Account Number. The original transaction was a mistake or erroneous.
  • AM09 - Wrong Amount. The original credit transfer transaction was the wrong amount.
  • CUST - Requested By Customer
  • DUPL - Duplicate Payment
  • FRAD - Fraudulent Origin. Debtor claims payment was unauthorized or fraudulently induced.
  • FRTR - Final Response (repeat attempt prior to non-response)
  • TECH - Technical Problem. An erroneous transaction was sent due to a technical mistake
  • UPAY - Undue Payment (Payment has been made through another channel)

If you are responding to a Request for Return of Funds), use any of the following codes in the reasonCode JSON field:

  • ACTC - Accepted. The Request for Return of Funds has been accepted.
  • AC04 - Closed Account. The account number specified has been closed on the receiver's books.
  • AM04 - Insufficient Funds. The amount of funds available to cover specified requested reversal amount is insufficient.
  • ARDT - Already Returned
  • CUST - Customer Decision.
  • LEGL - Legal Decision. Reported when request for reversal cannot be accepted due to legal reasons
  • NOAS - No Answer From Customer.
  • NOOR - No Original Transaction Received. Original transaction that is requested to be reversed, was never received.