Fraud Intelligence
A seamless, no-code solution for risk mitigation and blocking so you can fight fraud more effectively with minimal customer friction. Our state-of-the-art intelligence solution is seamlessly integrated within the TabaPay platform and features a robust set of safeguards to protect you from fraud runs at a fraction of the cost and time to deploy a stand-alone implementation.
Save time and money with the experts in money movement
- Leverage risk signals from tens of millions of cards and >2MM daily transactions to expand detection and mitigation. If a card is new to you, we have likely seen it before and can help stop fraud before it starts.
- Use templatized rules based on velocities and limits so you can fit your risk tolerances
- Work with our fraud SMEs to leverage our best practices and balance blocking with acceptance
- Fast and seamless integration delivers ROI in days, not months
- 24/7/365 real-time protection
- Designed to scale with you as we grow together
Fraud Intelligence Features
Fraud Intelligence offers a comprehensive suite of features available now and coming soon designed to help you detect, prevent, and combat fraud.
| Category | Client Action | Rule | Sample Rule |
|---|---|---|---|
|
Block List Client uploads a list Initial Release |
Client Manages their list |
Card Block Client inputs PANs to block |
Block Card 1234-5678-9101-1121 |
|
BIN Block Client inputs BINs to block |
Block BIN 1234-5678-91 |
||
|
Limits & Velocity: Templatized variables within a specified time Initial release |
Client adjusts pre-defined variables like amounts and days Initial release |
Card Limit: Block a transaction based on total amount within a specified time |
Block if the daily pull total is >$1000 |
|
Card Velocity : Block a transaction based on the number of transactions on a within a specified time |
Block if more than 3 pushes within 3 hours. | ||
| Per Transaction Limit: Block a transaction if the amount is over the limit |
Block if more than 3 pushes within 3 hours. | ||
| TabaPay Client Limit: Block a transaction based on total amount within a specified time |
Block if the daily AFT or Push is > $100k | ||
| Excessive Retries: Block transactions that would result in a fee Coming Soon |
Client turns on/off | Network Excessive Retries: Block a transaction if number of |
Block a card after a Cat 1 decline |
|
Risk Signals: Block transactions based on risk signals detected across the TabaPay's network Coming Soon |
TabaPay defined Client turns on/off |
Chargeback Signals: Block a transaction if a fraudulent chargeback occurred with any TabaPay merchant. | |
| Reported Fraud Signals: Block a transaction if reported fraud occurred with any TabaPay merchant | |||
| Card Monitoring Singals: Block a transaction if a PAR is considered high-risk by use case | |||
| BIN Monitoring Signals: Block a transaction if a BIN is considered high-risk by use case | |||
| Fraud SMEs and dashboard access | |||
| Consultative Engagement with Fraud SMEs (can incur additional cost) |
|
||
| Dashboard Access | 5 seats per client with additional seats available | ||
A use case based approach to fraud mitigation
Industry-Wide Risk Signals that leverage data from TabaPay, industry peers, and network data to block fraud from:
- Cards new to you that have had fraud/chargebacks from peers
- Cards/accounts used to move money with industry peers
- Coordinated fraud attacks/scams
Predictive Fraud Mitigation to get ahead of fraudsters using our money movement knowledge with adjustable velocity/limits to prevent:
- Account takeovers (ATO): Fraudsters attempting to gain access to a real user’s account often using stolen credentials to make unauthorized transactions.
- Account Funding scams: Stolen payment methods are used to load funds into an account, usually followed by quick cash-out.
- Disbursement scams: Scammers trick individuals or systems into sending funds—like payouts or refunds—to fraudulent or unverified recipients.
- Fraud that slowly grows: Low-value or infrequent fraud that evades detection by mimicking normal user behavior over time.
Why Fraud Intelligence?
A coordinated fraud attack can cost thousands a minute
Every second counts
- Real-time rules can save thousands
Easy to use
- Fast and seamless integration at a fraction of the cost of stand-alone deployments
- No code rules with risk & fraud SMEs to help you achieve your goals
Unique knowledge
- Benefit from TabaPay’s volume to detect and block more
- Money movement leaders with experience balancing blocking with acceptance
Just a first step
- Expect more features and functionality as our roadmap comes to fruition
- Look out for additional risk signals and new ways to block and alert soon
Updated 3 days ago