Mastercard Digital Enablement Fee Changes for Card-Not-Present Transactions
Mastercard is implementing changes to the structure of Digital Enablement Fees currently assessed to Mastercard Card-Not-Present transactions in Canada and the United States.
Updated Pricing Structure – United States
Fee Code | Fee Description | Rate through 5 April 2026 (USD) | Rate beginning 6 April 2026 (USD) |
|---|---|---|---|
MDEF | Mastercard Digital Enablement Fee | Minimum of 0.02, applicable to transactions less than or equal to 100. 0.0002 times the value of authorization, applicable to transactions greater than 100 No maximum cap | Minimum fee of 0.025, applicable to transactions less than or equal to 100 0.00025 times the value of authorization, applicable to transactions greater than 100 and less than 2,000 Fixed fee of 0.50, applicable to transactions greater than or equal to 2,000 |
Updated Pricing Structure - Canada
Fee Code | Fee Description | Rate through 24 May 2026 (USD) | Rate beginning 25 May 2026 (USD) |
|---|---|---|---|
MDEF | Mastercard Digital Enablement Fee | Minimum of 0.02, applicable to transactions less than 100. 0.0002 times the value of authorization 0.0002 times the value of authorization, applicable to transactions more than or equal to 1,000 | Minimum of 0.02, applicable to transactions less than or equal to 100. 0.0002 times the value of authorization, applicable to transactions greater than 100 and less than 10M Fixed fee of 2,000, applicable to transactions greater than or equal to 10M |
What this means for you:
It is recommend to review current transaction volumes and fee structures to ensure a smooth transition.
If you have any questions regarding this announcement please contact [email protected].
Updated 2 days ago