Pulse

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Effective April 1, 2025

PULSE is adjusting its pricing in 2025. These changes will take effect April 1, 2025, and are reflected in revised versions of the following fee schedules (login required):

• Acquirer Fee Schedule
• Issuer Fee Schedule
• Processor Fee Schedule

A summary of these changes is highlighted below:

Acquirer Fee Schedule

• New issuer interchange segments, referred to as PULSE PAY Direct, PULSE PAY Alpha, and PULSE PAY Beta, will be added to PIN and PINless debit merchant interchange fee types
• The merchant participation fee will increase $3, from $18 per year on active merchant locations to $21 per year on active merchant locations
  • This fee is charged on all merchant locations that have processed PULSE transactions during a three-month period, beginning March 1 and ending May 31

Issuer Fee Schedule

• POS debit switch fees for PIN POS, Account Funding Transfers, and Account Credit Transfers will increase $0.005 for the 1, 2, and 3 switch fee tiers

Processor Fee Schedule

• There are no planned changes to the Processor Fee Schedule in 2025